Eligibility varies by client
Hours thresholds, waiting periods, and classes differ, so the outside-the-plan population differs.
PEOs
Extend Support Across the Workforces Your Clients Rely On
Across your client organizations, employees may be part-time, seasonal, approaching Medicare, working beyond 65, preparing for retirement, or moving beyond workplace coverage.Benefits Beyond Work™ provides a scalable downstream resource for appropriate transitioning populations.
Do Your Client Populations Include…
- Employees approaching Medicare?
- Employees preparing for retirement?
- Employees working beyond 65?
- Part-time or seasonal employees?
- Employees experiencing eligibility or coverage transitions?
If these transitions are showing up across your population, Benefits Beyond Work may be a useful resource.
Why this transition matters
Different client populations, different transitions.
Across client organizations, different workforce populations may encounter Medicare eligibility, retirement, changes in hours, loss of eligibility, or transitions away from workplace coverage. Each one can create individual decisions.
Worksite populations are distributed
Support has to work across geographies, which is where a virtual model helps.
The questions are still individual
Even at scale, Medicare timing and personal coverage decisions happen one household at a time.
How we help
One Resource for Multiple Transition Types.
Rather than a different answer for each client situation, you get one consistent place to send transitioning populations. Designed to provide structured support for populations whose coverage needs may extend beyond traditional benefit eligibility. Product and producer availability varies by state.
Relevant support
- Medicare Education
- Retirement Education
- Healthcare Coverage Transitions
- Individual & Household Guidance
Consistent support across clients
One national, virtual resource rather than a different arrangement for each client organization. Product and producer availability varies by state.
Education across appropriate populations
Virtual sessions can be offered where a client's population makes Medicare or retirement education relevant.
Individual consultations
Worksite employees and their household members can get one-to-one help with personal coverage.
Designed to support a different approach to population administration and individual coverage needs
We do not administer your plans or make eligibility determinations.
Virtual education
Virtual education for your people.
Virtual education may be offered across appropriate client populations — most often where a client workforce includes meaningful numbers approaching Medicare or retirement.
Two educational offerings are available today. Review them, then request a webinar — a Benefits Beyond Work representative follows up to learn more about your audience, objectives, timing, and educational needs.
Medicare Education
Webinars covering the Medicare landscape, considerations for people approaching eligibility, Medicare alongside workplace coverage, and what a transition may mean for a household.
Retirement Education
Webinars on preparing for retirement-related benefit changes, delivered with appropriately licensed professionals through our retirement services partner.
Webinars are generally available for groups of 10 or more anticipated participants. Have a smaller group? Contact us to explore available options.
Individual & household support
Group education, then one-to-one help.
After a session ends, the remaining questions are personal — timing, household, and state all matter. People who want individual help can meet with us directly.
- Part-Time
- Seasonal
- Medicare Eligible
- Approaching Medicare
- Retiring
- Working Beyond 65
- COBRA & Coverage Transitions
- Loss of Benefit Eligibility
Positioning
Built to Complement What You Already Provide.
Benefits Beyond Work works alongside your existing service model, client benefit programs, and broker or consultant relationships as a downstream resource for transitioning people.
Relevant insurance solutions
What tends to be relevant for this population.
Depending on the person's situation, one or several of these areas may become relevant.
Portability & conversion
Some workplace benefits may include continuation, portability, or conversion options, so we look at what can be kept before considering what may need to be replaced. These are transition considerations rather than a separate solution area, and plan provisions control what is actually available.
Relevant use cases
What this often looks like.
A seasonal client workforce
Crews outside benefit eligibility may ask where to look for individual healthcare coverage.
A client with late-career employees
Employees turning 65 while still working may want to understand how coverage could interact in their situation.
Ongoing COBRA conversations
People leaving a client organization may ask what options follow workplace coverage.
Which Client Populations Are Transitioning Right Now?
Tell us about the workforces you support and we'll walk through where this resource fits.
Related
Other places these needs show up.
Beyond Benefit Eligibility
Part-time, seasonal, reduced-hours, COBRA, and departing populations may sit outside plan eligibility while still having individual coverage questi...
Brokers, Consultants & General Agencies
You help clients build strong benefit programs. But even a well-designed group strategy eventually encounters people who fall outside eligibility, ...
Workforce Transitions
Reductions, retirement programs, schedule changes, and departures can all create decisions for employees and their households — often within a shor...
Benefits Beyond Work is an independent personal insurance agency and is not affiliated with any government agency. Product, carrier, and producer availability vary by state.