Insights & research
Benefits Beyond Work publishes education and research on personal insurance, benefits, households, Life Changes, coverage transitions, Medicare, and related decisions. Everything here cites its source — no unsourced figures, and no third-party research presented as our own.
Featured insights
Each piece cites its sources and connects back to the life changes it applies to. Read it here, or download the formatted version where one is published — same content, two ways to access it.
Research & Data
Workplace benefits are generally built around employment and eligibility. Federal data shows how sharply access can differ for part-time workers — and why understanding healthcare, life, retirement, and other protection beyond traditional benefit eligibility matters for households.
Perspectives
One person's retirement can affect more than one person in the household. Depending on age, existing coverage, employment status, and household circumstances, healthcare, protection, retirement income, beneficiary preparedness, or other needs may require attention.
Guides & Education
Turning 65 while still employed does not automatically mean enrolling in all of Medicare. What matters is the size of your employer, how your coverage works, and whether a Special Enrollment Period will be available later.
Guides & Education
When you leave a job, employer-sponsored life insurance often ends with it — but some plans offer two ways to keep coverage: portability and conversion. They are not the same thing, both are optional features rather than guarantees, and both usually come with a deadline.
Tools & resources
Some questions are best answered at the source. We've curated official government tools and educational resources on Social Security, retirement account rules, workplace benefit transitions, COBRA, and beneficiary preparedness.
These resources are provided for convenience and do not replace individual insurance guidance.
Explore Tools & ResourcesBenefits Beyond Work Pulse
Pulse is reserved for original Benefits Beyond Work research if and when a study is completed, sourced, and reviewed. No Pulse study, fieldwork, findings, participants, or publication schedule is being announced here.
Reading is a good start. Understanding what it means for your household is the part we help with.
Tell us what you’re trying to understand — for your household or for the population your organization supports.