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Terms & Conditions

These terms apply to your use of benefitsbeyondwork.com and the communications you request from Benefits Beyond Work.

Last updated: September 2026

Acceptance of these terms

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.

Informational and educational content

Content on this website is general, informational, and educational. It is not insurance, legal, tax, or investment advice, and it is not a recommendation of any specific product for any specific person. Individual circumstances vary, and you should confirm details with the appropriate authoritative source or a licensed professional before making a decision.

Insurance availability and eligibility

Products and services may vary by state, carrier, eligibility, underwriting requirements, and applicable law. Not all products or services are available in all states or to all individuals.

Nothing on this website constitutes a guarantee of coverage, eligibility, pricing, or acceptance.

Forms do not create coverage

Submitting a form on this website does not create insurance coverage and does not bind any insurance carrier. Insurance coverage is not effective until it has been approved and issued by the applicable insurance carrier in accordance with that carrier’s requirements.

SMS Terms & Conditions

By affirmatively opting in to SMS communications, you agree that Benefits Beyond Work may send text messages to the mobile number you provide.

Messages may include:

  • responses to inquiries;
  • appointment confirmations;
  • appointment reminders;
  • requested information;
  • follow-up communications;
  • customer-service communications.
  • Message frequency varies.
  • Message and data rates may apply.
  • You may reply STOP at any time to opt out of further SMS messages.
  • You may reply HELP for assistance.
  • Consent to receive SMS communications is not a condition of purchasing any goods or services.
  • Carriers are not liable for delayed or undelivered messages.

Mobile information is handled as described in our Privacy Policy.

Third-party links and services

This website may link to third-party websites and services. We do not control them and are not responsible for their content, availability, or practices.

Intellectual property

The content, design, text, graphics, and marks on this website, including Benefits Beyond Work™ and Benefits for What’s Next.™, are owned by or licensed to us and may not be copied, reproduced, or used without permission, except for ordinary personal use of the website.

Limitations of liability

This website is provided on an “as is” basis. To the extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of this website or reliance on its general content.

Changes to these terms

We may update these Terms & Conditions from time to time. The updated terms will be posted on this page with a revised date.

Contact us

Questions about these terms may be sent to hello@benefitsbeyondwork.com.