Start with the person, not the product
Someone may come because life changed or because they already know the coverage they need. Either is a valid place to begin.
About
A personal insurance agency built around people and households.
Benefits Beyond Work helps people navigate personal insurance when life changes, when workplace coverage changes or ends, when existing coverage leaves a gap, or when they simply know what coverage they need. We work directly with individuals and families, and alongside the organizations that support them.
Why we exist
Workplace benefits are important. They don't cover all of life.
Workplace benefits can be an important foundation, but personal-insurance needs can extend beyond employment, eligibility, annual enrollment, and workplace coverage. Benefits Beyond Work exists for the needs beyond and between those decisions — and for anyone who simply needs personal insurance.
Cover More of Life.
What we believe
Four ideas shape how we work.
Benefits can be connected
Depending on what's changing, one area may need attention — or several may.
Households matter
A change for one person can change what others at home may need.
Existing coverage comes first
Sometimes the right solution is already available through work.
EXPERIENCE BEHIND THE APPROACH
Experience across the benefits and insurance ecosystem.
The approach behind Benefits Beyond Work is informed by decades of experience across personal insurance, financial services, employee and group benefits, benefits technology, and relationship management. That experience provides perspective from multiple sides of the benefits ecosystem — how coverage is offered through work, how technology helps deliver it, how professional relationships support it, and what can happen when individual and household needs extend beyond traditional workplace benefits.
ESTABLISHED AGENCY
Insurance agency roots going back to 2012.
Venerable Company, LLC has operated as an insurance agency since 2012, providing the foundation from which Benefits Beyond Work™ has evolved.
CROSS-ECOSYSTEM EXPERIENCE
Experience from multiple sides of the benefits relationship.
Experience across personal insurance, financial services, group benefits, benefits technology, and relationship management informs how we approach the transition between workplace benefits and personal insurance needs.
BENEFITS BEYOND WORK™
A focused evolution in 2026.
In 2026, the agency evolved into Benefits Beyond Work™, bringing that experience together around personal insurance, household needs, workplace awareness, and relationship continuity.
What we do
Healthcare, protection, retirement, property and lifestyle, legacy — plus Medicare.
Depending on what's changing, one or several may need attention, with Medicare handled as its own experience. We look across the household so the areas that matter aren't overlooked.
Healthcare
Individual and family medical, dental, and vision coverage for needs that may arise when workplace benefits aren't available, are changing, or need additional support.
Protection
Life, disability, supplemental benefit, and long-term-care coverage considered around the financial consequences a household may face.
Retirement
Insurance-based solutions that address income, longevity, and protection needs in retirement.
Property & Lifestyle
Auto, homeowners, renters, umbrella, and related personal coverage where property or liability needs are relevant.
Legacy
Protection and preparedness for what you want to leave behind — including life insurance where appropriate, beneficiary preparedness, financial-account organization, and coordination with the legal and financial professionals who may be part of the larger legacy picture.
Medicare
Guidance around Medicare eligibility, timing, and how Medicare may interact with workplace coverage.
Who we serve
Individuals, households, and organizations.
Individuals & Families
People and households navigating a Life Change or looking for personal insurance coverage directly.
Organizations
Workplace & Benefits, Financial & Professional, and Membership & Community partners connecting the people they serve with personal-insurance support.
How we work
National reach. Personal support.
Benefits Beyond Work serves people across the country, and every relationship still starts with one conversation about one person, need, and household.
Start with the person or need
What brings you here, and what do you need help understanding?
Look at the household
Who else may be affected by the coverage or decision?
Consider what exists
What coverage is already in place through work or elsewhere?
Identify what needs attention
Focus on the insurance areas that are relevant now and what can wait.
Continue the relationship
Keep one point of contact as relevant needs change over time.
Financial Relationship Manager
You don’t have to work out everything a change affects on your own. A Financial Relationship Manager helps you understand what is changing and what may need attention — so you don't have to figure that out on your own first.
Legal
Our Legal Identity
Benefits Beyond Work is a registered trade name of Venerable Company, LLC, an Iowa limited liability company. Based in Clive, Iowa, Benefits Beyond Work serves individuals and their families virtually across the United States through appropriately licensed insurance producers.
Benefits Beyond Work provides personal insurance education, guidance, and access to insurance solutions for Life Changes and everyday coverage needs. Product availability, carrier availability, and producer licensing vary by state.
Wherever you’re starting, start here.
Tell us what’s changing or what coverage you need, and we’ll help you understand what may need attention.