Life Insurance
Protection and appropriate coverage.
Solutions
Solutions for what comes next.
Life changes can affect more than one part of your benefits and insurance picture. Benefits Beyond Work helps members and their families understand their options across four connected areas — so decisions can be considered in the context of the household, not in isolation.
- Medicare.
- Healthcare.
- Retirement.
- Legacy.
Medicare
Navigate the transition to Medicare with confidence.
Education and guidance around Medicare eligibility, enrollment timing, coverage options, and how Medicare may interact with workplace coverage.
Topics future Medicare pages may cover
- Medicare Advantage
- Medicare Supplement
- Prescription Drug coverage
- Employer coverage coordination
- Medicare timing and transitions
Medicare rules, enrollment windows, and plan availability depend on your situation and change over time. Always confirm current details on Medicare.gov or with a licensed professional before making a decision.
Explore Medicare EducationHealthcare
Coverage when workplace benefits aren't available — or no longer fit.
Individual and family medical, dental, and vision solutions for members and households experiencing employment, eligibility, or benefit changes.
Who this often applies to
- Part-time workers
- Seasonal workers
- Dependents
- People leaving employment
- People losing workplace coverage
- COBRA alternatives
- Retirees not yet Medicare eligible
Which healthcare options apply depends on where you live, your household, and the timing of the change. We help you understand what exists so you can compare it against what is ending.
See what to consider by life changeRetirement
Help protect the income you've worked to build.
Insurance-based retirement solutions designed to address income, longevity, and protection needs as members prepare for and live in retirement.
What this is — and isn’t
Benefits Beyond Work provides insurance-based retirement solutions. We are not a wealth-management company, investment adviser, or comprehensive financial-planning firm.
Any product recommendation depends on your household situation, timing, and what is already in place. That conversation happens with a licensed professional, not on a web page.
Read related InsightsLegacy
Protect what you've built. Prepare for what comes next.
Help members and families prepare for the transfer of benefits and assets through life insurance, beneficiary preparedness, financial-account organization, legacy planning, and benefit continuity across the household.
Beneficiary Preparedness
Understanding and maintaining beneficiary designations.
Financial Account Preparedness
Helping members organize beneficiary and transfer information across financial accounts.
Legacy Plan
Helping bring important benefits, accounts, designations, and household information together.
Benefit Continuity
Considering how benefits, protection, and financial relationships continue across household members as circumstances change.
Benefits Beyond Work helps with beneficiary preparedness across financial accounts and financial-account organization. We do not manage financial accounts or provide investment advice.
See how this works for householdsConnected by design
One change can touch all four.
That's why Benefits Beyond Work looks beyond a single insurance transaction.
Retirement at 65
Medicare
How will healthcare work after employer coverage?
Healthcare
Does a younger spouse or dependent need separate coverage?
Retirement
How will retirement-income needs change?
Legacy
Are life insurance, beneficiaries, financial accounts, and the household legacy plan prepared?
Not sure which solution you need?
Start with what’s changing.
You shouldn’t need to understand insurance products before asking for help.
The right solution for one household member may affect another. We consider Medicare, healthcare, retirement, and legacy needs in the context of the household whenever appropriate.