Insurance solutions
Sometimes a life change creates a new insurance need. Sometimes you simply need coverage.
Benefits Beyond Work helps individuals and their families understand, evaluate, and obtain personal insurance solutions across the household.
What we can help with
Rather than a catalog of products, coverage is organized around what it is meant to do. Which options are appropriate depends on your household, your situation, and what is already in place. Availability varies by product, carrier, and state.
Coverage for your health and everyday care.
Medicare
Medicare is supported through its own dedicated guidance and coverage experience because eligibility and enrollment rules differ from other health coverage.
Explore MedicareCoverage designed to help protect income, finances, and family against the financial consequences of illness, injury, care needs, disability, and death.
Availability, eligibility, and policy terms vary by carrier and state, and any new coverage is subject to underwriting.
Explore ProtectionInsurance solutions designed to help protect income and prepare for retirement.
These are insurance-based solutions. Investment, securities, tax, and legal matters belong with the appropriately qualified professionals.
Explore RetirementCoverage for the home, vehicles, and personal risks your household depends on.
Subject to product and carrier availability, which varies by state and situation.
Explore Property & LifestyleHelp protecting what you’ve built, preparing what you want to leave behind, and making things easier for the people who matter.
Beneficiary preparedness
Through our sister company, Beneficiary ProActive™, Benefits Beyond Work can provide access to beneficiary designation management and preparedness capabilities designed to help households organize and maintain important beneficiary information.
Beneficiary review and beneficiary support are services, not insurance products.
Explore LegacyNot every coverage type is available in every state, from every carrier, or to every person. We help you understand the options that may apply so a decision can be made with context.
Two ways to start
Some people already know what they are looking for. Others start with a change at work or at home and aren't sure which coverage it affects. Both are the right place to begin.
Tell us what you’re looking for and we’ll help you understand the options that may be available to you and your household.
Start with the change and we’ll help you see which coverage it may affect — for you and for the people at home.
Connected by design
Some needs involve a single coverage type; others, like retiring, can involve several. That's why we look at the household rather than a single insurance transaction.
One transition. Different household considerations.
Healthcare
Does a spouse, partner, or dependent need separate coverage — and when does current coverage end?
Protection
Does life or disability coverage tied to work end, reduce, or need to continue personally?
Retirement
What income, longevity, or protection needs may require attention?
Property & Lifestyle
Has anything changed about the home, vehicles, or who lives in the household?
Legacy
Are beneficiaries, policies, and household information prepared and current?
One relationship
Coverage decisions are made with a licensed professional, in the context of your household — not from a list on a web page.
Financial Relationship Manager
A Financial Relationship Manager helps you understand what is changing, what may need attention, and how different insurance needs may connect across the household. Our Financial Relationship Managers are licensed insurance professionals who can also help you evaluate and obtain insurance coverage where appropriate.
A decision for one person at home may raise questions for someone else. We consider coverage in the context of the household where it’s relevant.
Licensing and product availability vary by individual, carrier, and state.