Individual work is a different practice
Individual Medicare, healthcare, and protection conversations may fall outside the group-benefits relationship.
Brokers, consultants & general agencies
Extend Your Benefit Strategy Beyond Traditional Eligibility
You help clients build strong benefit programs. But even a well-designed group strategy eventually encounters people who fall outside eligibility, approach Medicare, prepare for retirement, or leave the plan entirely.Where do those people turn next?
Do Your Clients Have…
- Employees approaching Medicare?
- Employees preparing for retirement?
- Employees working beyond 65?
- Populations losing or changing benefit eligibility?
- Employees experiencing workforce or coverage transitions?
If these transitions are showing up across your population, Benefits Beyond Work may be a useful resource.
Why this transition matters
Individual questions can sit outside the group plan.
Where a client has employees who are part-time, approaching Medicare eligibility, retiring, or leaving the plan, a place to send them supports the client experience you built.
Transitions keep coming back
Renewal cycles can surface people leaving the plan, reaching Medicare eligibility, or moving below hours thresholds.
Your relationship stays yours
We are a destination for the individual, not a wedge into your client relationship.
How we help
Extend the Strategy — Not Your Workload.
We provide a downstream resource for individual conversations that may fall outside the group-benefits relationship. Your client relationship stays yours.
Relevant support
- Medicare Education
- Retirement Education
- Coverage & Benefit Transition Support
- Individual & Household Guidance
A referral destination that stays in its lane
We focus on personal insurance for people moving beyond the group plan and do not position ourselves as an alternative to your group work.
Education you can make available
Virtual Medicare and retirement education can be offered to appropriate client populations as a resource you bring to the table.
Individual consultations
Employees and household members can get one-to-one help with what's changing for them specifically.
Household coordination
We look beyond the individual transaction to what a transition may mean elsewhere in the household.
Retirement Transition Support
A personal-insurance destination for retiring client populations.
Retirement Transition Support supplies the individual and household layer when workplace coverage changes or ends, while respecting the existing broker, consultant, general agency, and distribution relationships.
ICHRA Solutions
Where a client is exploring individual coverage.
Some clients evaluate an ICHRA for part of a workforce. That strategy remains yours to advise on. Benefits Beyond Work can support the individual-insurance experience that follows for employees and their households, complementing your relationship rather than replacing it.
Virtual education
Virtual education for your people.
Virtual education can be positioned as a resource you make available to appropriate client populations — most often where a client has a concentration of people approaching Medicare or retirement.
Two educational offerings are available today. Review them, then request a webinar — a Benefits Beyond Work representative follows up to learn more about your audience, objectives, timing, and educational needs.
Medicare Education
Webinars covering the Medicare landscape, considerations for people approaching eligibility, Medicare alongside workplace coverage, and what a transition may mean for a household.
Retirement Education
Webinars on preparing for retirement-related benefit changes, delivered with appropriately licensed professionals through our retirement services partner.
Webinars are generally available for groups of 10 or more anticipated participants. Have a smaller group? Contact us to explore available options.
Individual & household support
Group education, then one-to-one help.
After a session ends, the remaining questions are personal — timing, household, and state all matter. People who want individual help can meet with us directly.
- Medicare Transitions
- Retirees
- Working Beyond 65
- Part-Time & Seasonal
- COBRA & Coverage Transitions
- Loss of Benefit Eligibility
- Workforce Transitions
Positioning
Built to Complement What You Already Provide.
Benefits Beyond Work is designed to complement the broker or consultant's existing client relationship—not replace it.
Relevant insurance solutions
What tends to be relevant for this population.
Depending on the person's situation, one or several of these areas may become relevant.
Portability & conversion
Some workplace benefits may include continuation, portability, or conversion options, so we look at what can be kept before considering what may need to be replaced. These are transition considerations rather than a separate solution area, and plan provisions control what is actually available.
Relevant use cases
What this often looks like.
A retiring key employee
A long-tenured employee retires and asks for individual coverage guidance that sits outside the group plan.
A client with a large part-time workforce
The plan covers the benefit-eligible group, and employees outside it may still ask about coverage.
A client requesting Medicare education
You can bring a webinar rather than building one.
Have a Client Population That Needs Somewhere to Turn?
Tell us about the client population and we'll walk through how education and individual support could fit alongside your strategy.
Related
Other places these needs show up.
Retirement Transition Support
Retirement can change more than a paycheck. Benefits Beyond Work helps organizations connect retiring employees and their households with education...
Benefit Plan Sponsors
You can provide a strong benefits program and still have employees who eventually move beyond it. Medicare eligibility, retirement, changes in hour...
Medicare & Retirement Transitions
Approaching Medicare eligibility and moving into retirement are two significant benefit transitions. They are separate transitions, and for some in...
Benefits Beyond Work is an independent personal insurance agency and is not affiliated with any government agency. Product, carrier, and producer availability vary by state.