Existing workplace benefits
What is in place today, what continues, and what ends.
Medicare & retirement transitions
Help employees and members prepare for major Medicare and retirement transitions.
Approaching Medicare and moving into retirement are two of the largest benefit transitions a person goes through — and they usually arrive together. Education first, individual decisions second.
Why this population matters
These transitions raise questions in several directions at once.
When someone approaches Medicare or retirement, decisions rarely stay in one place. Depending on the person's situation, a transition may raise questions about some of the areas below — not all of them, and not for everyone.
Medicare
Eligibility, timing, and how Medicare may interact with workplace coverage.
Healthcare
Coverage for the person — and for household members who aren't Medicare eligible.
Retirement
Insurance-based income and protection considerations as workplace benefits end.
Portability & conversion
Whether some workplace benefits may include continuation, portability, or conversion options.
Protection, beneficiaries & household
Life insurance, beneficiary designations, and what the change means for others in the household.
Qualification
Where we tend to fit best.
Benefits Beyond Work isn't the right resource for every organization. It may be particularly relevant when you have:
- A meaningful population approaching Medicare eligibility
- Employees or members continuing to work beyond age 65
- A group preparing to retire within the next few years
- Recurring annual retirement activity
- People leaving workplace coverage on a predictable schedule
- A need for education that scales before individual decisions have to be made
Industry, size, and geography don’t determine fit on their own. The presence of a meaningful transitioning population does.
Populations
Populations we can support.
We start with the population, not a product set. What's needed depends on what's changing.
- Approaching Medicare
- Medicare Eligible
- Working Beyond 65
- Preparing for Retirement
- Retiring
- Leaving Workplace Coverage
The support
How Benefits Beyond Work can help.
Some populations need education. Some need individual help. Many need both.
Virtual Medicare education
Educational sessions covering the Medicare landscape, timing considerations, and Medicare alongside workplace coverage.
Virtual retirement education
Educational sessions on preparing for retirement-related benefit changes, delivered with appropriately licensed professionals.
Individual consultations
Education is general by design. Individual circumstances are addressed separately, one-to-one.
Household view
A spouse or dependent may be years from Medicare eligibility with a different coverage need.
Relevant solution areas
What tends to be relevant for this population.
Relevance matters more than filling a grid. Depending on the person's situation, one area or several may need attention.
Medicare
PrimaryEducation and personal coverage guidance for Medicare-eligible members and households.
Healthcare
SignificantPersonal medical, dental, vision, and supplemental health options when workplace coverage isn't available, is changing, or needs additional support.
Retirement
SignificantInsurance-based retirement and income-protection solutions for members preparing for or living in retirement.
Legacy
ContextualLife insurance and protection review, beneficiary preparedness across financial accounts, and household benefit continuity as members and their families plan ahead.
Portability & conversion
Before you replace it, can you keep it?
Some workplace benefits may include continuation, portability, or conversion options. Understanding those options first can help identify what actually needs to be replaced or supplemented.
Portability and conversion are transition considerations, not a separate solution area — and they are never guaranteed. Plan provisions control what is actually available.
Positioning
Built to complement the existing benefits ecosystem.
This is education that sits alongside your existing benefits communication, brokers, consultants, and retirement resources. We don't administer plans, interpret plan provisions, or determine eligibility.
Virtual education
Virtual education for your people.
Virtual education is the center of this page. Organizations may request Medicare education, retirement education, or both of the existing sessions.
Medicare Education
Virtual educational sessions covering the Medicare landscape, considerations for people approaching eligibility, Medicare alongside workplace coverage, and what a transition may mean for a household.
Retirement Education
Virtual educational sessions on preparing for retirement-related benefit changes, delivered with appropriately licensed professionals through our retirement services partner.
Virtual educational sessions are generally available for groups of 10 or more anticipated participants. Have a smaller group? Contact us to explore available options.
Relevant use cases
What this often looks like.
An annual pre-retirement session
The same transition happens every year, so the education can be scheduled every year.
A Medicare-timing session
Employees approaching 65 — including those planning to keep working — get the landscape before decisions arrive.
Both sessions in sequence
Some organizations schedule Medicare education and retirement education as a two-part series.
Give your people the landscape before the decisions.
Request a virtual educational session, or tell us about the population you're trying to support.
Related
Other places these needs show up.
K–12 & Education
School districts and education organizations may have long-tenured workforces that create recurring populations approaching Medicare, preparing for...
Public Sector & Government
Public-sector organizations may have long-tenured employees who eventually face individual Medicare, retirement, healthcare, and protection decisio...
Public Utilities & Cooperatives
Long-tenured utility and cooperative workforces may create predictable populations transitioning from active benefits toward Medicare and retirement.
Benefits Beyond Work is not affiliated with or endorsed by any government entity, union, or association. Product, carrier, and producer availability vary by state.